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Help!! I’m in Debt!!

Posted by Kim on October 24, 2011 in Debt, Money |

These words haunted me for many years. My husband and I were in debt and it seemed that all of our income was being used up by payments to a variety of different banks. I remember this feeling well. It was crippling. I remember beating myself up for getting in this position to begin with. […]

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Why Budgeting Doesn’t Work – Part 2

Posted by Kim on October 17, 2011 in Budget, Cash Flow Plan, Money |

Last week, (in Part 1) we talked about the reasons budgeting never worked for my household until we unlocked the mystery of the cash flow plan.  This plan changed our lives by helping us create and implement a plan to get out of debt and save money for the first time ever.  This week, I […]

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Why Budgeting Doesn’t Work – Part 1

Posted by Kim on October 10, 2011 in Budget, Money |

My husband and I struggled most of our younger years together trying to find a way to manage our money.  The problem we experienced was that we always ran out of it.  And at the end of every year, we were seriously confused about where it all went.  We created budget after budget and were […]

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